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How Often Should You Replace the Cabin Air Filter in Your Car?

Most drivers know they need to change their engine oil regularly. However, many overlook one of the most important filters in their vehicle. The cabin air filter is one of the most commonly missed maintenance items on any vehicle today. Here is everything you need to know about your cabin air filter and when to replace your air filter at C Speck Motors in Sunnyside.

What Is a Cabin Air Filter?

A cabin air filter is a small but important filter located inside your vehicle's HVAC system. It filters the air that comes into your passenger compartment through the heating and cooling system. Every time you turn on your heat, air conditioning, or ventilation fan, air passes through the cabin air filter before reaching you and your passengers. It is designed to capture dust, pollen, dirt, mold spores, and other airborne contaminants. A clean cabin air filter means cleaner and healthier air inside your vehicle every single day.

How Often Should You Replace Your Cabin Air Filter?

Most manufacturers recommend replacing your cabin air filter every 15,000 to 25,000 miles. However, driving conditions in Eastern Washington can shorten that interval significantly. Here is why Yakima Valley and Tri-Cities drivers may need to replace their air filter more frequently than the standard recommendation:

Dusty Road Conditions
Eastern Washington is known for its agricultural environment and dusty road conditions. Driving on dirt roads, gravel paths, or through agricultural areas significantly accelerates cabin air filter clogging. If you regularly drive on unpaved roads around Sunnyside, Prosser, or the Yakima Valley, you may need to replace your cabin air filter closer to every 12,000 miles.

Seasonal Pollen
The Yakima Valley and surrounding agricultural region produces significant amounts of pollen during spring and summer. High pollen levels can clog your cabin air filter faster than normal. If you suffer from allergies, a fresh cabin air filter can make a meaningful difference in the air quality inside your vehicle.

Wildfire Smoke
Eastern Washington residents are no strangers to wildfire smoke during summer months. Wildfire smoke particles are extremely fine and can penetrate and clog your cabin air filter very quickly. During heavy smoke events, your cabin air filter may need to be replaced more frequently than normal to maintain good air quality inside your vehicle.

Signs Your Cabin Air Filter Needs Replacing

Do not wait until your next scheduled service to check your cabin air filter. Watch for these common warning signs that it is time to replace your air filter:

  • Reduced airflow from your vents even on the highest fan setting
  • Musty or unpleasant odors coming from your vents when the heat or A/C is on
  • Increased dust accumulation on your dashboard and interior surfaces
  • Allergy symptoms worsening while driving despite windows being closed
  • Whistling or unusual noises coming from your HVAC system when the fan is running
  • Visible dirt, debris, or discoloration on the filter itself

If you notice any of these warning signs, it is time to bring your vehicle to C Speck Motors for a cabin air filter inspection and replacement.

Cabin Air Filter vs. Engine Air Filter

These are two completely different filters and both matter for your vehicle's health. The cabin air filter cleans the air coming into your passenger compartment. The engine air filter cleans the air going into your engine for combustion. Both should be inspected regularly and both are quick and affordable replacements when the time comes. Our service team at C Speck Motors can inspect and replace your air filter for both during the same service visit.

What Happens If You Don't Replace Your Cabin Air Filter?

Ignoring your cabin air filter can lead to several problems over time. A severely clogged filter restricts airflow through your HVAC system. That forces your blower motor to work harder and can lead to premature blower motor failure. A clogged filter also allows contaminants to bypass the filter and circulate inside your cabin. That can worsen air quality and aggravate allergies and respiratory conditions. Regular cabin air filter replacement is one of the simplest and most affordable ways to protect your health and your HVAC system.

How to Check Your Cabin Air Filter

Not sure when your cabin air filter was last replaced? Here are a few ways to check:

  • Check your owner's manual for the recommended replacement interval for your specific vehicle
  • Ask our service team at C Speck Motors to inspect your filter during your next oil change visit
  • Look for visible signs of dirt, dust, or debris on the filter if you can access it yourself

If in doubt, our service team is always happy to check your cabin air filter and give you an honest recommendation.

Schedule Your Cabin Air Filter Replacement at C Speck Motors

Ready to replace your air filter in Sunnyside, WA? Scheduling your cabin air filter replacement at C Speck Motors is fast and easy. Here is how to book your appointment:

  • Online: Visit our website and click "Schedule Service"
  • By Phone: Call our service department directly
  • Walk-In: Stop by during service hours for same-day availability

A cabin air filter replacement is one of the quickest and most affordable service items available. Our service team at C Speck Motors will have you in and out in no time. Do not overlook this simple but important maintenance item. Schedule your cabin air filter replacement at C Speck Motors in Sunnyside today and breathe easier every time you get behind the wheel.


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Best Chevy Trucks for Farmers and Orchard Owners in the Yakima Valley

The Yakima Valley is one of the most productive agricultural regions in the entire Pacific Northwest. From apple and pear orchards to hop yards, vineyards, and asparagus fields, Yakima Valley farmers put their trucks through demanding conditions every single working day. Here is your complete guide to the best Chevy trucks for farmers and orchard owners from our team at C Speck Motors in Sunnyside. What Yakima Valley Farmers Actually Need in a Farm Truck Adequate towing capacity for equipment trailers, livestock trailers, and bin hauling operations Sufficient payload capacity for feed, supplies, irrigation equipment, and harvest materials A reliable and proven powertrain that can handle sustained heavy-duty agricultural use Available four-wheel drive for wet field access roads and slippery winter conditions Strong dealer and service support close to Yakima Valley agricultural operations Chevy Truck Comparison: At a Glance Feature Silverado 1500 Silverado 2500 HD Silverado 3500 HD Starting MSRP From $36,400 From $42,500 From $44,800 Standard Engine 2.7L Turbo 4-cyl 6.6L V8 Gas 6.6L V8 Gas Available Diesel 3.0L Duramax I6 6.6L Duramax V8 6.6L Duramax V8 Max Towing Up to 13,300 lbs Up to 18,500 lbs Up to 23,100 lbs Max Payload Up to 2,280 lbs Up to 3,979 lbs Up to 7,442 lbs Available 4WD Yes Yes Yes Dual Rear Wheel No No Yes Best For Light to Moderate Farm Use Heavy Farm and Equipment Hauling Maximum Commercial Agricultural Use All specs based on current available model year information. Contact C Speck Motors for exact pricing and specifications. Chevrolet Silverado 1500: The Versatile Everyday Farm Truck Starting From $36,400 MSRP The Chevrolet Silverado 1500 is the most versatile truck in the Chevrolet lineup and an excellent choice for Yakima Valley farmers with moderate daily hauling and towing needs. It is the right Silverado work truck for smaller orchard and vineyard operations that need a capable and comfortable everyday farm vehicle. Silverado 1500 Engine Options: 5.3L EcoTec3 V8 The most popular engine choice for Silverado 1500 farm truck buyers delivering 355 horsepower and 383 lb-ft of torque. Maximum towing capacity of up to 11,500 lbs makes it capable for most light farm trailer and equipment hauling applications across the Yakima Valley. 6.2L EcoTec3 V8 The most powerful gas engine in the Silverado 1500 delivering 420 horsepower and 460 lb-ft of torque. Maximum towing capacity of up to 13,300 lbs for orchard owners who regularly tow heavier trailers and prefer the simplicity of a gasoline engine. 3.0L Duramax Turbo-Diesel I6 The available diesel farm truck option delivering 305 horsepower and 495 lb-ft of torque with exceptional fuel efficiency for high-mileage farm driving. Maximum towing capacity of up to 13,300 lbs combined with diesel fuel economy makes it an excellent choice for farmers who travel long distances between farm operations. Silverado 1500 Key Stats: Maximum towing: Up to 13,300 lbs Maximum payload: Up to 2,280 lbs Available Work Truck trim with durable farm-ready interior surfaces Available 4WD for wet field access and slippery winter conditions Who Should Choose the Silverado 1500? The Silverado 1500 is the right choice for smaller Yakima Valley orchard, vineyard, and farm operations that primarily tow trailers under 10,000 lbs and haul moderate bed loads throughout the working season. Chevrolet Silverado 2500 HD: The Heavy-Duty Farm Workhorse Starting From $42,500 MSRP The Chevrolet Silverado 2500 HD is the most popular heavy-duty farm truck choice among serious Yakima Valley agricultural operators. It is built on a significantly stronger frame with a more robust suspension and drivetrain designed for sustained heavy-duty agricultural towing and payload demands every working day. Silverado 2500 HD Engine Options: 6.6L V8 Gas Engine Delivers 401 horsepower and 464 lb-ft of torque for confident heavy-duty farm truck performance. Maximum towing capacity of up to 18,500 lbs makes it capable for most serious Yakima Valley farm equipment and livestock trailer applications. 6.6L Duramax Turbo-Diesel V8 The available diesel farm truck option delivering 470 horsepower and a massive 975 lb-ft of torque. This legendary Duramax diesel is the most trusted choice among serious Yakima Valley agricultural operators who demand maximum sustained towing performance. Maximum towing capacity of up to 18,500 lbs combined with exceptional diesel torque makes it the preferred powertrain for farm equipment hauling and livestock trailer towing across Eastern Washington. Silverado 2500 HD Key Stats: Maximum towing: Up to 18,500 lbs with the available 6.6L Duramax diesel Maximum payload: Up to 3,979 lbs in the truck bed Significantly stronger frame and suspension than the Silverado 1500 Integrated trailer brake controller for safe and controlled heavy trailer braking Available Work Truck trim with durable farm-ready interior surfaces Who Should Choose the Silverado 2500 HD? The Silverado 2500 HD is the right choice for mid-size to large Yakima Valley orchard, hop yard, and vineyard operations that regularly tow farm equipment and livestock trailers exceeding 10,000 lbs. Chevrolet Silverado 3500 HD: Maximum Agricultural Capability Starting From $44,800 MSRP The Chevrolet Silverado 3500 HD is the most capable truck in the entire Chevrolet lineup and the definitive choice for the largest and most demanding commercial agricultural operations in the Yakima Valley. Available in both single and dual rear wheel configurations with the dually providing maximum payload stability for the heaviest agricultural hauling tasks. Silverado 3500 HD Engine Options: 6.6L V8 Gas Engine Delivers 401 horsepower and 464 lb-ft of torque with maximum towing capacity reaching up to 23,100 lbs. A strong choice for Yakima Valley farmers who need maximum towing capacity without the cost premium of the available Duramax diesel. 6.6L Duramax Turbo-Diesel V8 The same legendary 470 horsepower and 975 lb-ft of torque as the 2500 HD diesel with maximum towing capacity of up to 23,100 lbs. This is the engine choice for the most demanding Yakima Valley agricultural operations that regularly tow gooseneck equipment trailers at maximum legal weight. Silverado 3500 HD Key Stats: Maximum towing: Up to 23,100 lbs with the available 6.6L Duramax diesel Maximum payload: Up to 7,442 lbs making it ideal for heavy bin hauling operations Available dual rear wheel configuration for maximum payload stability and capacity Available gooseneck and fifth-wheel towing preparation packages for serious farm hauling Strongest frame and suspension in the entire Silverado lineup Who Should Choose the Silverado 3500 HD? The Silverado 3500 HD is the right choice for the largest commercial Yakima Valley farming operations that regularly haul heavy equipment, large livestock combinations, and maximum bin loads. The Duramax Diesel Advantage for Yakima Valley Farmers The available 6.6L Duramax V8 diesel in the Silverado 2500 HD and Silverado 3500 HD deserves special attention for serious Yakima Valley agricultural operators. Maximum Torque for Farm Hauling The Duramax diesel's 975 lb-ft of torque provides maximum pulling power for the heaviest farm equipment trailers and livestock combinations that Yakima Valley agricultural operations demand every single day. Long-Term Reliability Yakima Valley farmers who properly maintain their Duramax diesel trucks regularly report reaching 200,000 to 300,000 miles or more before requiring major engine service. In a farming operation where truck reliability during critical harvest seasons directly affects productivity, that legendary diesel durability matters enormously. Fuel Efficiency Under Load Diesel engines provide significantly better fuel efficiency than gasoline engines when operating under sustained heavy towing loads. A Yakima Valley farmer who regularly tows at or near maximum capacity will see meaningfully better fuel economy from a Duramax diesel than from a comparable gasoline engine. Used Chevy Farm Trucks at C Speck Motors C Speck Motors in Sunnyside maintains a diverse selection of quality used Chevrolet Silverado trucks across all configurations and price points for Yakima Valley agricultural buyers. Every used Chevrolet truck at C Speck Motors comes with a free CARFAX Vehicle History Report for complete purchase confidence. A quality used Chevy Silverado for sale in the Yakima Valley can be acquired for significantly less than the equivalent new truck while still providing excellent farm truck capability. Which Chevy Truck Is Right for Your Farm Operation? Small to Mid-Size Orchard and Vineyard Operations Choose the Chevrolet Silverado 1500 with the available 5.3L V8 or 3.0L Duramax diesel for most smaller Yakima Valley orchard and vineyard operations. Mid-Size to Large Farm and Hop Yard Operations Choose the Chevrolet Silverado 2500 HD with the available 6.6L Duramax diesel for mid-size to large Yakima Valley farm and hop yard operations. The Duramax diesel's combination of maximum torque, proven reliability, and fuel efficiency makes it the most popular farm truck choice among serious Yakima Valley agricultural operators. Large Commercial Agricultural Operations Choose the Chevrolet Silverado 3500 HD with the available 6.6L Duramax diesel and dual rear wheel configuration for the largest commercial agricultural operations in the Yakima Valley. Come Find Your Farm Truck at C Speck Motors Ready to find the best Chevy truck for your Yakima Valley farm operation at C Speck Motors in Sunnyside? Our team understands the real demands of Yakima Valley agricultural truck ownership and is ready to help you find the right Silverado for your specific operation. Here is how to get started: Online: Browse our current Silverado inventory on our website By Phone: Call our sales team directly to discuss your specific farm truck needs Walk-In: Stop by during business hours and our team will be ready to help We serve Sunnyside, Grandview, Prosser, Kennewick, Richland, Pasco, and the entire Yakima Valley agricultural community. Come see us at C Speck Motors in Sunnyside today and find the perfect Chevy truck for your Yakima Valley farm and orchard operation. Shop Work Trucks

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How Dust and Field Roads Affect Your Engine and Cabin Air Filters

If you regularly drive on dusty field roads, agricultural routes, or unpaved surfaces in the Yakima Valley, your air filters are working significantly harder than most manufacturers' maintenance schedules account for. Here is your complete guide to air filter maintenance for dusty road driving from our team at C Speck Motors in Sunnyside. Why the Yakima Valley Is Especially Hard on Air Filters The Yakima Valley is one of the most agriculturally active and dust-intensive environments any vehicle can be driven in throughout the year. Vineyard access roads, orchard lanes, and harvest season field traffic generate thick clouds of fine agricultural dust during dry summer and fall months. Eastern Washington's dry climate allows fine dust particles to remain suspended in the air for extended periods exposing your filters constantly. Standard manufacturer maintenance intervals for engine air filter replacement and cabin air filter replacement are calculated for normal driving conditions not extreme Yakima Valley dust exposure. How Dust Affects Your Engine Air Filter Your engine air filter prevents dust, dirt, and debris from entering your engine's combustion chambers and damaging internal components. Every time you drive on a dusty field road, fine dust particles are drawn through your intake system and captured by your filter's media. Over time the accumulated dust load reduces the available open area for air to pass through creating increasing airflow restriction. In the Yakima Valley's extreme dust environment this accumulation occurs significantly faster than standard maintenance intervals suggest for most vehicles. Signs Your Engine Air Filter Needs Replacement Reduced engine power and sluggish throttle response during normal acceleration Noticeably reduced fuel economy compared to your normal everyday driving baseline Rough idle or misfiring that was not present before the current filter was installed Visible dirt and debris accumulation on the filter media when inspected visually Check engine light accompanied by a lean mixture or mass airflow sensor fault code What Happens If You Ignore a Clogged Engine Air Filter A severely clogged engine air filter starves your engine of the oxygen it needs for proper combustion. Your engine compensates by running a richer fuel mixture burning more fuel for the same power output. This rich running condition reduces fuel economy, increases exhaust emissions, and causes carbon buildup on spark plugs and combustion chamber surfaces over time. When to Replace Your Engine Air Filter in the Yakima Valley Driving Conditions Standard Interval Yakima Valley Recommendation Normal Highway and City 15,000 to 30,000 miles Follow manufacturer recommendation Occasional Gravel Roads 15,000 to 20,000 miles Inspect every 10,000 miles Regular Dirt and Field Roads 10,000 to 15,000 miles Inspect every 5,000 to 7,500 miles Daily Agricultural Dust Exposure 5,000 to 10,000 miles Inspect every oil change visit Harvest Season Intensive Dust As needed Inspect monthly during harvest season Our service team at C Speck Motors recommends inspecting your engine air filter at every oil change visit if you regularly travel dusty Yakima Valley field roads and agricultural routes. How Dust Affects Your Cabin Air Filter Your cabin air filter cleans the air entering your vehicle's passenger compartment through the HVAC system. Agricultural dust, harvest season debris, pollen, and fine mineral particles accumulate rapidly on your cabin air filter during dry summer and fall driving in the Yakima Valley. A heavily loaded cabin air filter cannot clean your vehicle's interior air effectively and restricts airflow through your entire HVAC system significantly. Signs Your Cabin Air Filter Needs Replacement Reduced airflow from your HVAC vents even at the highest fan speed setting Musty or dusty smell coming from your vents when the HVAC system is running Increased dust accumulation on your vehicle's interior surfaces between cleanings Allergy or respiratory symptoms that seem worse inside your vehicle than outside Noisy blower motor operation caused by the motor working harder against a clogged filter What Happens If You Ignore a Clogged Cabin Air Filter A severely clogged cabin air filter reduces airflow through your HVAC system affecting heating and cooling effectiveness significantly. Reduced airflow means your air conditioning cannot cool your interior effectively during Eastern Washington's extreme summer heat. A clogged cabin air filter also forces your blower motor to work harder than designed increasing wear and potentially shortening its service life. When to Replace Your Cabin Air Filter in the Yakima Valley Inspect your cabin air filter at every oil change visit if you regularly drive dusty roads Replace at least once per year regardless of mileage if you drive in agricultural areas Replace at the start of harvest season when dust exposure is at its absolute peak Replace immediately if you notice any of the warning signs listed above Engine Air Filter vs Cabin Air Filter: Key Differences Feature Engine Air Filter Cabin Air Filter What It Filters Air entering the engine Air entering the passenger cabin Location Under the hood in the intake system Behind the glove box or under the dash Purpose Protects engine components Protects passenger air quality Effect When Clogged Reduced power and fuel economy Reduced HVAC airflow and air quality Replacement Cost Typically $20 to $50 Typically $15 to $40 Air Filter Tips for Yakima Valley Agricultural Drivers Check Your Filters More Frequently During Harvest Season Harvest season from late summer through fall is the most dust-intensive time of year for any Yakima Valley vehicle. A filter that was clean at the beginning of harvest season may be severely clogged by the time harvest operations are complete. Avoid Driving Behind Agricultural Equipment When Possible Driving directly behind tractors, combines, and other large agricultural equipment exposes your vehicle to extremely concentrated dust clouds. Allow extra following distance and consider slowing down briefly to allow the dust cloud to settle before proceeding. Keep Your HVAC on Recirculate During Dusty Driving Switching your HVAC system to interior air recirculation mode during the dustiest driving conditions reduces the amount of outside dust drawn through your cabin air filter. This is a useful short-term strategy during peak dust exposure on Yakima Valley field roads. Use High-Quality Replacement Filters Low-cost generic air filters may not provide adequate filtration efficiency for the fine dust particles common in Eastern Washington's agricultural environment. Our service team at C Speck Motors can recommend the right filter specification for your specific vehicle and driving conditions. Schedule Your Air Filter Inspection at C Speck Motors Ready to have your engine and cabin air filters inspected and replaced at C Speck Motors in Sunnyside? Our experienced service team serves Yakima Valley drivers across all makes and models and understands the unique demands that Eastern Washington's dusty agricultural environment places on every vehicle's filtration system. Here is how to schedule your air filter service today: Online: Visit our website and click "Schedule Service" By Phone: Call our service department directly Walk-In: S top by during service hours for same-day air filter inspection and replacement Do not let a clogged engine or cabin air filter silently damage your engine or compromise your vehicle's interior air quality. Schedule your engine air filter replacement or cabin air filter replacement at C Speck Motors in Sunnyside today and breathe easy on every Yakima Valley road this season.

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How to Improve Your Credit Score Before Buying a Car

If you are planning to buy a car soon, your credit score is one of the most important numbers to know. A higher credit score means better automotive financing options, lower interest rates, and more affordable monthly payments on your car loan. The good news is that there are several proven steps you can take to build credit and improve your score before visiting Speck Motors in Sunnyside. Why Your Credit Score Matters for a Car Loan Your credit score is the single biggest factor lenders use to determine your car loan interest rate. A higher score means a lower interest rate and more savings over the life of your automotive financing agreement. Even a small improvement in your credit score can translate into significant savings on your monthly payment. Here is a simple example. A buyer with a 720 credit score may qualify for a 5 percent interest rate on a car loan. A buyer with a 580 score may receive a 12 percent rate on the same loan. That difference can add up to thousands of dollars over the life of your automotive financing agreement. How Is Your Credit Score Calculated? Understanding how your credit score is calculated helps you focus on the areas that matter most. Here is a breakdown of the key factors that determine your score: Payment history accounts for approximately 35 percent of your credit score Credit utilization accounts for approximately 30 percent of your score Length of credit history accounts for approximately 15 percent of your score Credit mix accounts for approximately 10 percent of your score New credit inquiries account for approximately 10 percent of your score Steps to Improve Your Credit Score Before Buying a Car Pay Every Bill on Time Payment history is the single most important factor in your credit score calculation. Even one missed or late payment can significantly damage your score. Set up automatic payments or calendar reminders to make sure every bill is paid on time every single month. Consistent on-time payments are the fastest and most reliable way to build credit over time. Pay Down Existing Debt Your credit utilization ratio is the second most important factor in your credit score. Credit utilization is the percentage of your available credit that you are currently using. Try to keep your credit utilization below 30 percent on every credit card and line of credit you have. Paying down existing balances before applying for a car loan can quickly and meaningfully improve your credit score. Do Not Open New Credit Accounts Opening new credit accounts generates hard inquiries on your credit score. Each hard inquiry can temporarily lower your score by a few points. Avoid opening new credit cards, personal loans, or other lines of credit in the months before applying for automotive financing. New accounts also lower the average age of your credit history which can further reduce your score temporarily. Check Your Credit Report for Errors Many people have errors on their credit report that are negatively affecting their credit score without their knowledge. You are entitled to one free credit report per year from each of the three major credit bureaus at annualcreditreport.com. Review your report carefully for any inaccurate information including incorrect balances, accounts that do not belong to you, and late payments that were actually made on time. Disputing and correcting errors can quickly improve your credit score without any additional financial effort. Become an Authorized User If you have a trusted family member or friend with good credit, ask them to add you as an authorized user on one of their credit cards. Being added as an authorized user can help you build credit by adding positive payment history to your credit score. You do not even need to use the card to benefit from the positive account history. This is one of the fastest ways to build credit for buyers with thin or no credit history. Keep Old Credit Accounts Open The length of your credit history accounts for approximately 15 percent of your credit score. Closing old credit card accounts shortens your average credit history and can lower your score. Keep your oldest credit accounts open and in good standing even if you do not use them regularly. A longer credit history demonstrates financial stability and reliability to lenders evaluating your car loan application. Consider a Secured Credit Card If you have little to no credit history, a secured credit card is one of the best tools available to build credit from scratch. A secured credit card requires a cash deposit that serves as your credit limit. Use the card for small purchases and pay the balance in full every single month. Over time, responsible use of a secured credit card will help you build credit and improve your credit score significantly. How Long Does It Take to Improve Your Credit Score? The timeline for improving your credit score depends on your current situation and the steps you take. Here is a general guide for Yakima Valley and Tri-Cities buyers: Correcting errors on your credit report can improve your score within 30 to 60 days Paying down credit card balances can improve your score within one to two billing cycles Building a consistent payment history takes six to twelve months to show meaningful improvement Recovering from a serious negative event like a bankruptcy or repossession can take two to five years What Credit Score Do You Need for a Car Loan? There is no single minimum credit score required to get a car loan. Every lender has different approval criteria and different risk tolerances. Generally speaking, a credit score above 660 will qualify you for competitive automotive financing rates at most lenders. A score between 580 and 659 is considered fair and may still qualify for auto financing at a higher interest rate. At Speck Motors, we work with buyers at every credit score level and will always do our best to find the right car loan for your situation. We Can Help You Get Approved Today Do not let a lower credit score stop you from getting into a quality vehicle at Speck Motors. Our finance team works with a wide network of lenders who specialize in all automotive financing situations. We have helped hundreds of Yakima Valley and Tri-Cities buyers get approved for a car loan regardless of their credit score. A larger down payment, proof of stable income, and a co-signer can all help improve your chances of approval today. Ready to Apply for Auto Financing at Speck Motors? Ready to take the next step toward your car loan at Speck Motors in Sunnyside? Here is how to get started: Online: Visit our website and use our pre-qualification tool to explore your options By Phone: Call our finance team directly to discuss your credit score and situation Walk-In: Stop by during business hours and our finance team will be ready to help Whether your credit score is excellent or needs some work, our team at Speck Motors is committed to finding you the best possible automotive financing solution for your situation. Come see us today and let us help you get into the right vehicle at the right payment. Apply for Financing